Monday, November 4, 2024There are many factors that may influence your car insurance rates for various reasons that all add up to a single factor: your risk. Insurance providers calculate premiums primarily based on 1) how likely someone is to file a claim and 2) how much risk the provider will face by insuring them. READ MORE >>
Monday, October 7, 2024When you have to file a claim on your farm insurance policy, you will go through a similar process as you normally would for a typical commercial insurance policy. This process generally includes calling your insurance agent to file the claim and providing details about the event and your losses. READ MORE >>
Monday, September 2, 2024Open water is perhaps one of the most dangerous environments known to man. The harsh and landscape means extreme exposure to weather conditions. Nonetheless, responsible boat operators can spend many happy hours on the water. However, when inclement weather threatens, they must try to prevent boat damage. READ MORE >>
Monday, August 5, 2024Soon, it will be time to dust off the sails and motors and prepare your boat for a new season on the water. If you kept the boat in storage for the winter, there is always the chance of deterioration while in storage. Mold could grow, frames could crack and other pieces could break. READ MORE >>
Monday, August 5, 2024Summer will be here before you know it. That means it might be time to break out your boat for some nautical fun. Still, you might have to do a bit of traveling to get where you want to go. Missouri isn’t close to either coasts. However, it lies close to two of the country’s major river systems and it has many lakes. READ MORE >>
Monday, August 5, 2024Soon, it will be time to dust off the sails and motors and prepare your boat for a new season on the water. If you kept the boat in storage for the winter, there is always the chance of deterioration while in storage. Mold could grow, frames could crack and other pieces could break. READ MORE >>
Monday, July 1, 2024As the weather begins to cool down, it’s time to think about how you’ll store your summer toys for the winter. This is especially true about boats, but can also apply to jet skis, golf carts and even motorcycles. Your storage method directly correlates to the safety of your motorized toys, which can also affect your insurance premiums. READ MORE >>
Monday, June 3, 2024New small business owners often wonder if they are required to have workers compensation insurance for all their employees. In most cases and states the answer is yes; however, the amount needed can vary, depending on a variety of issues. READ MORE >>
Monday, April 8, 2024Although getting behind the wheel may seem like a simple, everyday task, it could be one of the most dangerous things you do all day long. As a defensive driver, you can help avoid motorized crashes and lower your risk of costly insurance claims. READ MORE >>
Friday, March 8, 2024Starting to drive is an exciting and nerve-wracking venture. It’s reasonable that you may have questions, even some you are too embarrassed to ask your insurance agent. Here are some important car insurance basics to know before you hit the road. Is Car Insurance More Expensive for Teenagers? READ MORE >>
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